Plan 01
Compare the coverage, not the quote forms coverage
We read the policy certificates and line up emergency-medical, evacuation, and cancellation limits side by side — no quote forms, no sales pressure. Compare the coverage that fits your trip, then buy direct from the insurer.
Research-based comparisons from published terms and provider information — not insurance advice.
Your trip
TRIP
What you need
COVER
Medical
Limit
Evacuation
Limit
Cancellation
Reasons
Pick your trip. See the coverage that matters.
The right policy depends on the kind of trip, not the lowest price. Choose a trip type to see which coverages tend to carry the most weight, then open the matching guide.
Trip type CRZ
Sailing with shore excursions
Coverage to prioritise
- High emergency-medical limit
- Medical evacuation at sea
- Missed-connection / port cover
Onboard care and ship-to-shore evacuation can be costly, so the evacuation limit usually matters more than the trip-cancellation headline.
Read the matching guide
Coverage notes for this trip →Illustrative guidance only. Confirm limits, exclusions, and eligibility on the certificate before you buy.
Travel insurance providers, side by side
A shortlist of plans worth quoting, summarised from published pricing, certificate wording, and provider information. Each card links to the provider so you can run your own quote.
Plan 02
Faye Travel Insurance
Whole-trip travel insurance with an app-based claims flow — get a quote in minutes. Sold direct; compare it against marketplace plans before you buy.

Plan 03
HelloSafe
HelloSafe is a global travel insurance marketplace for comparing policies before a trip.
Plan 04
Squaremouth
PENDING — confirm program/network
Affiliate links, pending CJ approval. We may earn a commission if you buy or request a quote, at no extra cost to you — it does not change our comparisons. Coverage and pricing vary by plan, state, and underwriter; confirm current terms on the certificate.
Explore by Topic
From comprehensive plans to specialty coverage and the marketplaces you buy through — each topic gathers the guides for that part of the decision.
- Comparison MarketplacesHow the big travel-insurance comparison sites (Squaremouth, InsureMyTrip) work, what they include and leave out, and how to read a benefit table so you compare coverage instead of just price.17 guides
- By Traveler & Trip TypeBuyer guides matched to a specific traveler or trip: cruises, seniors, families, students abroad, digital nomads, adventure sports, and pre-existing medical conditions.13 guides
- Specialty CoverageDeep dives on the coverages people get wrong: Cancel For Any Reason (CFAR), emergency medical evacuation, pre-existing-condition waivers, and annual multi-trip plans.13 guides
- Costs & CalculatorsWhat travel insurance actually costs in 2026 by trip type, age and destination — illustrative pricing, the 4-10% rule, and how to use the Trip Cost Estimator.5 guides
Latest Articles
Annual vs single-trip travel insurance: how to find your own break-even
The annual-versus-single-trip break-even is a coverage test before it is a price test. Annual plans are mostly medical-only, cap trips at 30 to 70 days, and set cancellation limits per person per year that do not reset. Here is the procedure to run on your own travel year.
- battleface review: a base plan and a menu, not a tier ladderBy Traveler & Trip Type7 min read
- Best travel insurance for cruise medical evacuation: four plans, read against their certificatesBy Traveler & Trip Type8 min read
- Best travel insurance for scuba diving: the depth limits and certification rules, plan by planBy Traveler & Trip Type8 min read
- CFAR vs IFAR explained: four differences the upgrade pages skipSpecialty Coverage8 min read
- Can you buy travel insurance after booking? Yes — but four plans give you four different windowsSpecialty Coverage8 min read
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Before you book, know what you’re covered for
Compare travel insurance on real coverage — medical, evacuation, and cancellation — then quote the plan that fits your trip.